The longest ayah or verse in the holy Quran is Verse No. 282 of Surah Al-Baqara. It is in Juz 03 in the holy Quran. This Ayah is called as Aayatud-Dayn (the verse of loan). The concept of borrowing has been discussed in this verse. This ayah discusses the financial transactions of its followers. The rights and responsibilities of the debtor and the creditors have been discussed. Almighty Allah orders to do documentation on borrowing. The ayah educates us about the duties of the writer of such documentation. It directs us on the selection of the witnesses of such transactions as well as their duties.

The Actual Ayah or Verse in Arabic


Two English Translations

The English translations of this (the longest ayah or verse) are as follows:

(1) Translation by Sahih International

O you who have believed, when you contract a debt for a specified term, write it down. And let a scribe write [it] between you in justice. Let no scribe refuse to write as Allah has taught him. So let him write and let the one who has the obligation dictate. And let him fear Allah, his Lord, and not leave anything out of it. But if the one who has the obligation is of limited understanding or weak or unable to dictate himself, then let his guardian dictate in justice. And bring to witness two witnesses from among your men. And if there are not two men [available], then a man and two women from those whom you accept as witnesses – so that if one of the women errs, then the other can remind her. And let not the witnesses refuse when they are called upon. And do not be [too] weary to write it, whether it is small or large, for its [specified] term. That is more just in the sight of Allah and stronger as evidence and more likely to prevent doubt between you, except when it is an immediate transaction which you conduct among yourselves. For [then] there is no blame upon you if you do not write it. And take witnesses when you conclude a contract. Let no scribe be harmed or any witness. For if you do so, indeed, it is [grave] disobedience in you. And fear Allah. And Allah teaches you. And Allah is Knowing of all things.

(2) Translation by Abul A’la Al-Maududi

Believers! Whenever you contract a debt from one another for a known term commit it to writing. Let a scribe write it down between you justly and the scribe may not refuse to write it down according to what Allah has taught him; so let him write and let the debtor dictate, and let him fear Allah his Lord and curtail no part of it. If the debtor be feebleminded weak or incapable of dictating let his guardian dictate equitably and call upon two of your men as witnesses; but if two men are not there then let there be one man and two women as witnesses from among those acceptable to you so that if one of the two women should fail to remember the other might remind her. Let not the witnesses refuse when they are summoned (to give evidence). Do not show slackness in writing down the transaction whether small or large along with the term of its payment. That is fairest in the sight of Allah; it is best for testimony and is more likely to exclude all doubts. If it be a matter of buying and selling on the spot it is not blameworthy if you do not write it down; but do take witnesses when you settle commercial transactions with one another. And the scribe or the witness may be done no harm. It will be sinful if you do so. Beware of the wrath of Allah. He teaches you the Right Way and has full knowledge of everything.



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